I am not sure, but I think the surface adjustment is for bonded contact (constraint equations), so that the CE’s don’t store load.
My experience with contact is that it works by default as I describe. Below is a small input sample, this should give you enough to get started.
You can also look at these YouTube videos. They use the Mecway preprocessor but they discuss topics that I think are relevant to you (contact, interference, contact stiffness, friction) and they can be run in the demo version of Mecway. Once you run an example, you can see the Calculix commands that were generated.
https://www.youtube.com/watch?v=MYFW7MBtqI4
https://www.youtube.com/watch?v=lx0-2XtFz1Y
*** EXAMPLE INTERFERENCE FIT USING CONTACT
*NODE
1,0.005,0,0.01
2,0.009899999015033,0.004698017383809,0.009825071979314
3,0,0.005,0.005
4,0.005,0.005,0.01
5,0,0,0.01
6,0.009899999015033,0.0001980173838092,0.009825071979314
7,0.005,0,0.005
8,0.009899999015033,0.004698017383809,0.005325071979314
9,0,0.005,0.01
10,0,0,0.005
11,0.005,0.005,0.005
12,0.009899999015033,0.0001980173838092,0.005325071979314
13,0.004899999015033,0.0001980173838092,0.005325071979314
14,0.004899999015033,0.004698017383809,0.005325071979314
15,0.004899999015033,0.0001980173838092,0.009825071979314
16,0.004899999015033,0.004698017383809,0.009825071979314
*ELEMENT,TYPE=C3D8
1,13,12,8,14,15,6,2,16
2,10,7,11,3,5,1,4,9
*ELSET,ELSET=part2
2
*ELSET,ELSET=part1
1
*SURFACE,NAME=s1
2,S4
*SURFACE,NAME=s2
1,S6
*MATERIAL,NAME=Material
*ELASTIC,TYPE=ISOTROPIC
100000000000,0.3
*SOLID SECTION,ELSET=part2,MATERIAL=Material
*SOLID SECTION,ELSET=part1,MATERIAL=Material
*BOUNDARY
2,1,0
2,2,0
2,3,0
3,1,0
3,2,0
3,3,0
5,1,0
5,2,0
5,3,0
6,1,0
6,2,0
6,3,0
8,1,0
8,2,0
8,3,0
9,1,0
9,2,0
9,3,0
10,1,0
10,2,0
10,3,0
12,1,0
12,2,0
12,3,0
*CONTACT PAIR,INTERACTION=SI_1,TYPE=SURFACE TO SURFACE
s2,s1
*SURFACE INTERACTION,NAME=SI_1
*SURFACE BEHAVIOR,PRESSURE-OVERCLOSURE=LINEAR
2000000000000
*STEP,NLGEOM=YES,INC=100
*STATIC
0.05,1,0,0
*NODE FILE,GLOBAL=YES
U,RF
*EL FILE
S,E,ENER
*CONTACT FILE
CDIS,CSTR
*END STEP